Written by Randon Banham on July 6, 2023

Whole life insurance: three words that have the power to change your financial future, once you understand your options. Whole life insurance is a financial tool that can seem complex but offers a myriad of benefits when understood and used correctly. The goal is to unravel the ins and outs of this type of permanent life insurance and empower you to make informed decisions about your financial future. 

Written by Randon Banham on June 28, 2023

Imagine a safety net, ready to catch your loved ones in the event of the unthinkable. That's what life insurance, particularly Term Life Insurance, can provide. This straightforward, cost-effective solution may be the key to ensuring financial stability for your family, even when you can't be there. Intrigued? Let’s navigate through the ins and outs of Term Life Insurance, exploring its features, pros and cons, and who might benefit the most from it.

Written by Randon Banham on June 14, 2023

Planning ahead is vital, especially when it comes to securing financial support for your loved ones after your time here is done. But hold on tight, my friends, because not all insurance policies are created equal. Together, we'll unravel the mysteries and help you decide if burial insurance is truly worth it. We'll explore the potential costs associated with funerals and burials, dive into the coverage offered by burial insurance policies, and reveal the essential factors to consider when choosing the right plan. Let's start by answering the burning question: is burial insurance worth the investment? 

Written by Randon Banham on May 22, 2023

While life insurance is commonly discussed, another option to consider is burial insurance. It's crucial to know the differences between these two types of policies to determine the best fit for your needs and circumstances. Burial insurance, sometimes referred to as funeral or final expense insurance, is a policy designed to cover costs associated with a person's funeral and burial. These expenses can include a casket, headstone, funeral home services, and more. Traditional life insurance policies, however, are more versatile and can be used for purposes like paying off mortgages, funding children's education, or covering daily living expenses.

Written by Randon Banham on May 15, 2023

Burial insurance is an affordable way to make sure your family isn't burdened by unexpected costs after you pass away. Having a burial insurance policy can be a big help to your loved ones as they navigate life without you. The payout can be used to cover final expenses, mortgage payments, medical bills, funeral costs, credit card debt, or any other expenses that need to be paid after you die. Your policy should also include a clause that states how long it takes before your beneficiaries receive their money from the insurer if something happens to you unexpectedly. Now that you know a little more about burial insurance, here are eight reasons why you need a plan today.

Written by Randon Banham on April 14, 2023

Ever wondered if you could be a part of the "Life Insurance Club," but not sure if you meet the secret membership criteria? We have great news for you! There is a club, and we are inviting you to join because life insurance serves as a vital financial safety net, providing your loved ones with financial security in the event of your unexpected passing. However, many people are unsure about who qualifies for life insurance and how to get a policy started. According to eHealthInsurance, approximately 40% of Americans don't have any form of life insurance coverage, which could leave their families in a precarious financial situation. Moreover, not having life insurance could potentially affect your Medicaid eligibility. To help you navigate the world of life insurance, we will discuss the qualifications for obtaining a policy, outline the process to get one started, and identify the different groups of people who should consider having life insurance coverage. By understanding the ins and outs of life insurance, you can make informed decisions to protect your loved ones and ensure their financial well-being.

Written by Randon Banham on April 5, 2023

Curious about life insurance but afraid it might be as confusing as assembling IKEA furniture? Fear not! In this comprehensive guide, we'll simplify the complexities of life insurance costs and coverage to help you make informed decisions about the policy that best suits your needs. Life insurance is a crucial financial tool that provides a safety net for your loved ones in the event of your untimely death, ensuring they can maintain their standard of living, cover outstanding debts, and focus on their future. So, let's put those confusing instructions aside and dive into the world of life insurance together.

Written by Randon Banham on March 24, 2023

Life insurance is an essential financial tool that provides financial protection for your loved ones in the event of your unexpected death. There are several different types of life insurance policies available, each with its own unique features and benefits. In this blog post, we'll explore the various types of life insurance policies and their purpose to help you make an informed decision about which policy is right for you.

Written by Randon Banham on March 15, 2023

Life insurance is an essential aspect of financial planning that often gets overlooked. While it may not be a topic that most people want to think about, it's crucial to understand what life insurance is and how it can benefit you and your loved ones. In this comprehensive guide, we'll cover everything you need to know about life insurance, from the different types of policies available to how much coverage you need and what factors affect the cost. We'll also walk you through the process of obtaining a life insurance policy and provide examples of situations where life insurance is especially important. By the end of this guide, you'll have a solid understanding of what life insurance is and why it's a smart investment for your financial future.

Written by Randon Banham on Feb 28, 2023

Recently, Congress has passed a new bill, Senate Bill 4204, which includes several important updates and changes to the Medicare and Medicaid programs. This bill is aimed at making these programs more accessible and affordable for people, while also improving the quality of care that people receive. One of the most impactful updates made was regarding waste or fraud in the Medicare and Medicaid programs.

Written by Randon Banham on Feb 13, 2023

Final expense burial insurance is a type of life insurance that's designed to help cover the costs associated with traditional funerals. It's important for everyone to have some form of financial protection in place, especially if you have dependents who rely on you for support. However, it can be difficult knowing where to start when it comes to choosing an appropriate policy. In this article we'll explore everything there is know about final expense burial insurance.