So how do you choose the best plan for you? First, you need to understand your health care needs and think about what benefits you want. For example, if you have a chronic health condition and want to be able to keep using a specific doctor or facility, you’ll want health coverage that they accept. If you take prescription drugs, some plans may offer lower out-of-pocket costs than others. Other things to consider are the following:

--Do you have to get a referral to see specialists?

--What benefits does each plan include? (Do you need vision or dental, and if so, are they included?)

--Are all of your prescription drugs covered, and how much will they cost?

--Are your doctors covered?

Once you have a good understanding of your needs, the next step is to gather information yourself and from your agent on the Medicare Advantage providers in your area. The biggest carriers that you should be aware of are Cigna, AARP, Aetna, Anthem, Blue Cross Blue Shield, Humana, and UHC. Obviously, there is more but you should work with a QUALIFIED agent to understand what other smaller providers offer if that is the direction you would like to move in.

Lastly, you need to enroll in a plan that fits your needs. This process is extremely easy but would not recommend doing it without an agent that knows the right websites, portals, etc., to click on to start the process. If you truly ask the right questions, and do the right thing by asking a qualified agent what plans to go on, you’ll have a plan that not only you’ll be happy with, but a plan that will take care of all your health needs without any hassle. Contact us today so we can help you find the best FREE Medicare Advantage Plan.